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We believe that each individual should invest as per his/her financial goals. Financial goals can be same of all but not the horizon and the risk appetite. It may differ from individual to individual and so one should not invest where their friends, neighbors, colleagues or others are investing, thus financial lessons are important. 

We don’t believe in the concept of Retirement at a particular age, one can retire at any age, provided he/she has passive income for life time and can pursue his/her hobbies with financial freedom. We distribute Mutual funds to clients so they can create passive income at an early age to have financial freedom without depending on their children or the society or the Government.

Generally, clients go for Retirement Planning after they retire from work, which is completely wrong. They collect all the funds in a single asset class only, mostly including Bank Fixed Deposits or Small Savings. In most of the cases, the amount is not sufficient to meet their monthly expenses due to inflation. So our message to all is to start retirement planning at the earliest and enjoy financial freedom by way of passive income for life time.

Emergency funds are the backbone of strong personal financial plans. By building up a Savings buffer—called Emergency fund—you can be prepared to pay for unexpected emergencies without having to turn to credit card debts, family loans, or other borrowing options that create unnecessary stress.

We believe that each investor must have contingency fund in their portfolio. However, the lock down of COVID-19 has created not just a health emergency but financial crisis as well, giving shocks to majority of investors. Thus, planning in advance for the monthly expenses of 6-12 months helps the investor to maintain financial freedom.

To get the best education to our child is the only goal for every parent. Similarly, planning a perfect wedding for our child is also the goal for parents.According to rough estimates, on an annual basis the education inflation is about 10-12%. For example, if we consider education inflation as 6%, then an engineering course that costs of Rs. 6 Lakh at present will cost around Rs. 15 lakh after 16 years.

These days People like to meticulously plan every holiday, including how to fund each vacation - be in India or abroad. According to a study, funding a vacation is just like investing to achieve any other financial goals. We give an option to the investors for exploring the world without EMI and with our own money.

Vacation is a non-negotiable goal like retirement, children's education, and so on, for many individuals, these days. People like to meticulously plan every holiday, including how to fund each vacation - be in India or abroad. According to a study, funding a vacation is just like investing to achieve any other financial goals. We give an option to the investors for exploring the world without EMI and with our own money.

For any employee salary is a regular income, for a businessman profit is a regular income, but due to the business cycles and ups & down in the business sometime it is difficult to generate regular cash flow in this situation we plan for regular income.Similarly, when one wants to be independent all over his life, he needs to have a regular income. Mind you, investments do generate a regular cash flow.We provide options for regular income as per ones need, with tax efficiency for limited period and for life time as well.