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- 022-24450154
info@ominvestments.com -
Your Life Insurance Need
| Current age | Years |
| Spouse age | Years |
| Spouse life expectancy | Years |
| Total child | |
| Child 1 age | |
| Child 2 age | |
| Higher education age | |
| Marriage age | |
| Monthly expense | |
| Inflation | % |
| Risk free rate of return | % |
| Return on investment for child future | % |
| Current cost of higher education | |
| Current cost of marriage | |
| Total outstanding loan amount as of today | |
| Current life insurance cover | |
| Current value of investment | |
|
Calculation based on above assumptions |
|
| Current monthly expense | |
| Inflation | % |
| Years till life expectancy of spouse | |
| Corpus required for house hold expenses | |
| Current cost of education - child 1 | |
| FV of costof education - child 1 | |
| Current cost of marriage - child 1 | |
| FV of costof marriage - child 1 | |
| Current cost of education - child 2 | |
| FV of costof education - child 2 | |
| Current cost of marriage - child 2 | |
| FV of costof marriage - child 2 | |
| PV of investment require for education (Child 1) | |
| PV of investment require for marriage (Child 1) | |
| PV of investment require for education (Child 2) | |
| PV of investment require for marriage (Child 2) | |
| PV of all future need | |
| Outstanding loan | |
| Gross coverage required | |
| Existing cover | |
| PV for current investment | |
| Net coverage required | |
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Shop 04, Sitaladevi Temple Bldg,
110. L. J. Road, Mahim,
Mumbai - 400016
Maharashtra, India
(O) 022-24453481
(O) 022-24450154
(M) 91 9819656532
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